Cash Advance FAQ's

Q. How easy is it to get approved by National Merchant Services for cash advance?
A. 92% of our applicants get approved and funded in less than 10 days. Our review standards are streamlined to provide an expedited approval process that requires minimal documentation. Qualification is easy:

* Have you accepted Visa/MasterCard transactions for at least 6 months?
* Is your monthly Visa/MasterCard Volume at least $2,500?
* Are all prior bankruptcies resolved?
* Do you have at least one year remaining on your current retail lease?

If you answered yes to these questions then you should apply for cash advance.

Q. I am already with another financing company providing a similar financing, can you replace that arrangement and offer me more money.
A. Contact us to find out specifically how much we can offer you. We often offer larger advances than our competitors and will payoff your existing advance if it is in your best interest. Call us today to find out how much you are qualified to receive.

Q. How much does it cost to apply for National Merchant Services cash advance?
A. National Merchant Services offers a no cost/no obligation quote. There are no up-front fees and we do not charge for “out of pocket” expenses such as: credit reports, D&B reports, overnight mailing costs, etc.

Q. Does National Merchant Services require a personal guaranty?
A. No. Our Cash Advance does not require a personal guarantee.

Q. Can the daily payment percentage be changed after the account has been funded?
A. No. We maintain the percentage till the advanced is paid in full.

Q. I need a longer term than 6 months. Do you offer such terms?
A. Yes. We offer programs that range from 6 months to 12 months based on the merchant’s needs.

Q. What if I already have a business loan?
A. Our product is an advance, not a loan. As long as you meet our requirements, we can still provide you with immediate cash, without affecting your other obligations.